• Any Permanent Railway employee can become a member of the society by submitting the following.
  
   
  • Admission form duly forwarded by the department
  • Latest payslip
  • 2 Photos
• The Compulsory Monthly Thrift Deposit (CMTD) and Loan instalments would be generally recovered from the respective share holder’s salary at the respective departments. In case of any non recovery or non payment or repayment, the sum may be paid at the cash counter of the Society and its branches of the Society.

 

The share holders can avail the following loans

• General Loan
• Special Loan
• Marriage Loan
• Education Loan
• Festival Loan
• Tour Loan
• Vehicle Loan
• Gold Loan

• Deposits are accepted from share holders of the Society only. A member can avail the other facilities extended to them like Scholarship, Medical aid etc.
• A share holder can close his membership only after a minimum period of 3 years and he/she must repay all loans issued to him/her by the Society.
• RBF is granted maximum of Rs.5000 to the share holders who completes 20 years of membership  and close within 3 months of their retirement
• In the event of death of the shareholder, the dues of the members would be dealt with by the Society depending on the existing rules of the society
• In case of accidental death an amount of Rs.5,00,000 would be paid to the nominee depending on the existing rules of the society
• Condition apply as per MSCS act.