Financial Security.
Member Welfare.
A Stronger Future.
Supporting Railway Employees Since 1923
The South Central Railway Employees’ Co-operative Credit Society is committed to supporting its shareholders through responsible savings, accessible loan facilities and a wide range of welfare benefits.
Established in 1923, the Society serves the financial and welfare needs of Railway employees through its branches, satellite centres and dedicated member services.
From compulsory monthly savings and loans to scholarships, medical assistance, retirement benefits and financial protection, the Society continues to work for the well-being of its shareholders and their families.
Financial Support for Every Need
Loan Facilities Designed Around Our Members
Eligible shareholders can access a range of loan facilities designed to support important personal, family and financial needs.
General Loan
Financial assistance for the day-to-day and personal requirements of eligible shareholders.
Special Loan
Higher-value financial support based on CMTD balance and eligibility.
Education Loan
Support for the education of shareholders' children.
Marriage Loan
Financial assistance for the marriage of the shareholder, son, daughter or dependent sister.
Centenary Celebration Loan
A dedicated loan facility introduced as part of the Society's Centenary Celebrations.
General Loan Without Surety
An alternative General Loan facility for eligible shareholders who meet the prescribed conditions.
Member Benefits & Welfare
More Than Savings & Loans
Death Relief
Eligible Loans
Assistance
₹15,000
Benefit Fund
Up to ₹5,000
Together for a Secure & Prosperous Future
Our investment schemes gives you the financial confidence and secure your future
Financial support at every step to make your life better
The South Central Railway Co-operative Credit Society is established in the year 1923 to cater to the financial needs of its shareholders in the South Central Railway zone. It is classified as an “A” class Society with its headquarters at Secunderabad and spreading its services through its branches situated at Vijayawada, Guntakal, Kazipet, Lalaguda and Nanded. It has also extended its service deeply into the South Central Railway zone with its satellite branches at Guntur, Rajamundry,Kadapa, Jalna, Gooty, NZB, DKJ, VKB, TPTY, PAU and RYPS.
